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United States Calculators
Free, accurate United States calculators for mortgage, salary, tax, sales tax, and retirement. Built for 2026 (Single filer, federal only) with locally-accurate rates and rules.
Currency
USD
Tax year
2026 (Single filer, federal only)
Top income tax bracket
37%
National GST/VAT
None (state-level)
Retirement vehicle
401(k) + IRA
Earliest retirement age
59.5
Core calculators
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Mortgage Calculator
Full PITI breakdown, FHA/VA/USDA loan types, and amortization.
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Salary Calculator
Federal + FICA + Additional Medicare. Single or MFJ.
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Income Tax Calculator
Federal tax + state tax variants (CA, NY, TX, FL, IL...).
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Sales Tax Calculator
State sales tax calculator (no national VAT).
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Retirement Calculator
Project your 401(k) + IRA with employer match.
By state — Federal + State tax
California
Top 13.30%
New York
Top 10.90%
Texas
No state tax
Florida
No state tax
Illinois
Flat 4.95%
Pennsylvania
Flat 3.07%
Massachusetts
Top 9.00%
Michigan
Flat 4.25%
Ohio
Top 3.50%
New Jersey
Top 10.75%
Georgia
Flat 5.39%
Washington
No state tax
Colorado
Flat 4.40%
North Carolina
Flat 4.25%
Arizona
Flat 2.50%
Virginia
Top 5.75%
Oregon
Top 9.90%
Minnesota
Top 9.85%
Tennessee
No state tax
Nevada
No state tax
What makes our United States calculators different
- ✓Full PITI mortgage breakdown — principal, interest, property tax, insurance, PMI.
- ✓Federal + 7 detailed state tax pages (CA, NY, TX, FL, IL, PA, MA).
- ✓FHA, VA, USDA loan types modeled correctly with PMI rules.
- ✓401(k) projection with employer match and inflation adjustment.
United States guides
A note on accuracy
Rates and rules in United States change frequently. These calculators are for general informational purposes only and don't constitute financial advice. Always verify with the IRS and your tax professional before relying on any output for real decisions.