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India Calculators
Free, accurate India calculators for mortgage, salary, tax, gst, and retirement. Built for FY 2025–26 (AY 2026–27) with locally-accurate rates and rules.
Currency
INR
Tax year
FY 2025–26 (AY 2026–27)
Top income tax bracket
30%
GST
5 slabs (0–28%)
Retirement vehicle
EPF + NPS
Earliest retirement age
58
Core calculators
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Home Loan EMI Calculator
Calculate EMI, total interest, and prepayment savings.
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Salary / CTC Calculator
CTC to in-hand pay with old/new regime + EPF.
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Income Tax Calculator
Old vs New regime side-by-side with 80C, HRA, NPS deductions.
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GST Calculator
All 5 slabs + CGST/SGST/IGST split.
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Retirement Calculator
Project EPF + NPS + PPF balance with inflation adjustment.
What makes our India calculators different
- ✓Toggle Old vs New tax regime side-by-side — see which saves you more instantly.
- ✓EPF + NPS + PPF projections in one place — all three Indian retirement vehicles.
- ✓₹ Lakh / Crore formatting throughout — built for Indian users.
- ✓Standard ₹75,000 deduction (New) or ₹50,000 (Old) applied automatically.
India guides
A note on accuracy
Rates and rules in India change frequently. These calculators are for general informational purposes only and don't constitute financial advice. Always verify with the Income Tax Department of India and your CA before relying on any output for real decisions.