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United Arab Emirates Calculators
Free, accurate United Arab Emirates calculators for mortgage, salary, tax, vat, and retirement. Built for 2026 (No personal income tax) with locally-accurate rates and rules.
Currency
AED
Tax year
2026 (No personal income tax)
Personal income tax
0%
VAT
5%
Retirement vehicle
End-of-Service Gratuity (EOSG)
Core calculators
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Home Finance Calculator
Conventional & Islamic finance, DLD fees, and expat deposits.
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Salary Calculator
Gross = net (no income tax) + gratuity accrual estimate.
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UAE Tax Overview
0% personal tax, 9% corporate above AED 375k, 5% VAT.
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VAT Calculator
VAT at 5%. Add to or extract from a price.
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Gratuity Calculator
End-of-Service gratuity: 21 days/yr first 5, 30 days/yr after.
What makes our United Arab Emirates calculators different
- ✓0% personal income tax — your gross salary IS your take-home.
- ✓Mortgage calculator with DLD fees, agent commission, and emirate-specific costs.
- ✓Residency tiers (Resident Expat / UAE National / Non-Resident) drive deposit minimums.
- ✓End-of-Service gratuity calculated correctly per Federal Decree-Law 33/2021.
United Arab Emirates guides
A note on accuracy
Rates and rules in United Arab Emirates change frequently. These calculators are for general informational purposes only and don't constitute financial advice. Always verify with the FTA and a qualified advisor before relying on any output for real decisions.