Tax Calculator Minnesota
Calculate combined federal + Minnesota state income tax with deductions, filing status, and SALT itemization. Updated for 2026.
Minnesota state tax applied. Minnesota has 4 brackets with a 9.85% top rate above $193,240. Generous standard deduction ($14,575 single / $29,150 MFJ). Strong social services from this revenue.
Deductions you can claim
Total tax owed
$14,551
Effective rate 17.12% · Marginal 22.0%
Taxable income
$70,000
Take-home
$70,449
Federal + Minnesota combined
Federal: $10,222 · Minnesota: $4,329
Full breakdown
Step-by-step from gross income to total tax owed.
| Gross income | $85,000 |
| Standard deduction | $15,000 |
| Taxable income | $70,000 |
| Federal income tax | $10,222 |
| Minnesota state tax | $4,329 |
| Total tax | $14,551 |
| Take-home (post-tax only) | $70,449 |
Minnesota state tax at a glance
Minnesota has 4 brackets with a 9.85% top rate above $193,240. Generous standard deduction ($14,575 single / $29,150 MFJ). Strong social services from this revenue.
Minnesota brackets (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $31,690 | 5.35% |
| $31,690 – $104,090 | 6.80% |
| $104,090 – $193,240 | 7.85% |
| $193,240 – above | 9.85% |
Standard deduction / personal exemption: $14,575
Compare with other states
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Frequently Asked Questions
What's the top Minnesota tax rate?▾
Minnesota's top marginal state income tax rate is 9.85%. Minnesota has 4 brackets with a 9.85% top rate above $193,240. Generous standard deduction ($14,575 single / $29,150 MFJ). Strong social services from this revenue.
How does Minnesota tax interact with federal tax?▾
Federal income tax is calculated on your full taxable income using IRS brackets and the federal standard deduction. Minnesota tax is calculated separately using Minnesota's own brackets and standard deduction. You can deduct up to $10,000 of state and local taxes (SALT) on your federal Schedule A — but only if you itemize.
Does this calculator include city/local taxes?▾
No local or city taxes are calculated. Most Minnesota residents don't have local income tax to worry about, but check your specific city — some have payroll, occupation, or wage taxes.
How do I become a Minnesota resident for tax purposes?▾
Generally you need to (1) be physically present in Minnesota for more than half the year, (2) have your "domicile" (permanent home) in Minnesota, and (3) file a state tax return as a Minnesota resident if required. States like California and New York are notably aggressive about claiming residency — moving requires careful documentation: change driver's license, voter registration, primary residence, bank accounts, and minimize ties to your former state.
What if I work in one state but live in another?▾
You generally pay state tax to the state where you EARN the income. Many states have reciprocity agreements with neighbors so you only pay your home state. Others require you to file in both and credit the tax paid elsewhere. Remote workers should pay particular attention — some states (NY, CA) tax remote workers of in-state companies regardless of where they live.