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United Kingdom Calculators
Free, accurate United Kingdom calculators for mortgage, salary, tax, vat, and retirement. Built for 2025–26 with locally-accurate rates and rules.
Currency
GBP
Tax year
2025–26
Top income tax bracket
45%
VAT
20%
Retirement vehicle
Workplace Pension + SIPP
Earliest retirement age
55
Core calculators
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Mortgage Calculator
Repayments with overpayments, LTV tiers, and stress test.
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Salary Calculator
PAYE + NIC + student loan plans 1/2/4/5.
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Income Tax Calculator
Income tax with country-specific deductions and credits.
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VAT Calculator
VAT at 20%. Add to or extract from a price.
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Retirement Calculator
Compound projection with 4% safe withdrawal income.
Country-specific calculators
What makes our United Kingdom calculators different
- ✓PAYE + NIC + 5 student loan plans (1/2/4/5/Postgrad) handled correctly.
- ✓£100k personal allowance taper trap clearly shown.
- ✓Stamp Duty across England, Scotland (LBTT), Wales (LTT) with FHB relief.
- ✓Workplace pension auto-enrolment defaults pre-filled.
United Kingdom guides
A note on accuracy
Rates and rules in United Kingdom change frequently. These calculators are for general informational purposes only and don't constitute financial advice. Always verify with HMRC and a qualified accountant before relying on any output for real decisions.