Stamp Duty Calculator Queensland
Calculate QLD Transfer Duty for any property purchase in Queensland. Includes first home buyer concession, investor surcharge, and foreign purchaser surcharge. Updated for 2025-26.
Queensland
QLD Transfer Duty
First home buyers pay zero duty up to $700k (raised May 2024), concession up to $800k. Owner-occupier concession also up to $550k.
QLD Transfer Duty payable
$31,275
Effective rate: 3.68% of the property price
Bracket-by-bracket breakdown
| Price band | Rate | Taxed in this band | Tax |
|---|---|---|---|
| $0 – $5,000 | 0.0% | $5,000 | $0 |
| $5,000 – $75,000 | 1.5% | $70,000 | $1,050 |
| $75,000 – $540,000 | 3.5% | $465,000 | $16,275 |
| $540,000 – $1,000,000 | 4.5% | $310,000 | $13,950 |
| Total | $850,000 | $31,275 |
Queensland duty brackets
| Price band | Standard rate | First home buyer rate |
|---|---|---|
| $0 – $5,000 | 0.00% | 0% (exempt) |
| $5,000 – $75,000 | 1.50% | 0% (exempt) |
| $75,000 – $540,000 | 3.50% | 0% (exempt) |
| $540,000 – $1,000,000 | 4.50% | — |
| $1,000,000 – above | 5.75% | 5.75% |
Surcharges in Queensland
- No general investor surcharge in Queensland — investment property is taxed at the same rate as owner-occupier.
- Foreign purchaser surcharge: +8% for non-Australian buyers (not citizens or permanent residents)
Compare with other Australian states
Related Australia calculators
Frequently Asked Questions
Who pays stamp duty in Queensland?▾
The buyer pays stamp duty in Queensland — it's a one-off transfer tax. Payment is due within 30 days of settlement (some states allow 60-90 days). Your conveyancer handles it from your settlement funds. First home buyers pay zero duty up to $700k (raised May 2024), concession up to $800k. Owner-occupier concession also up to $550k.
Are first home buyers exempt from stamp duty in Queensland?▾
Queensland offers first home buyers full or partial exemption up to $700,000. The exact eligibility requires you to be an Australian citizen or permanent resident, never have owned residential property in Australia, and intend to occupy the home for 6-12 months as your principal place of residence.
What if I'm a foreign buyer purchasing in Queensland?▾
Foreign buyers (non-Australian citizens or permanent residents) pay an additional 8% surcharge on top of the standard rate in Queensland. So an $800,000 property would attract approximately 64,000 additional duty as a foreign buyer. Plus FIRB approval required.
When is stamp duty due in Queensland?▾
Generally within 30 days of settlement (the date the property changes hands). Late payment incurs interest. Your conveyancer/solicitor will calculate and pay the duty to the state Revenue Office from your settlement funds. You can't roll stamp duty into your mortgage — it must be paid in cash.
Can I include stamp duty in my mortgage?▾
No — stamp duty must be paid in cash and can't be borrowed via your mortgage. Your lender will factor stamp duty into your cash requirement at settlement when assessing the loan. On an $800,000 property in Queensland, you'd typically need your deposit (e.g. $160k) PLUS stamp duty PLUS conveyancing/inspections (~$2-3k) all in cash.
What if I buy off the plan in Queensland?▾
Several states offer off-the-plan duty concessions — most notably Victoria, where you can pay duty based on the land value at contract date (not the completed property value), saving thousands. NSW and ACT have less generous off-the-plan rules. Check the specific concession with your state Revenue Office before signing — eligibility depends on contract date and completion timeline.