Stamp Duty Calculator Australian Capital Territory
Calculate ACT Conveyance Duty for any property purchase in Australian Capital Territory. Includes first home buyer concession, investor surcharge, and foreign purchaser surcharge. Updated for 2025-26.
Australian Capital Territory
ACT Conveyance Duty
ACT is phasing out stamp duty in favor of higher land tax. First home buyers can get a FULL exemption under the Home Buyer Concession Scheme if income meets the threshold.
ACT Conveyance Duty payable
$19,144
Effective rate: 2.15% of the property price
Bracket-by-bracket breakdown
| Price band | Rate | Taxed in this band | Tax |
|---|---|---|---|
| $0 – $260,000 | 0.0% | $260,000 | $0 |
| $260,000 – $300,000 | 0.5% | $40,000 | $196 |
| $300,000 – $500,000 | 2.2% | $200,000 | $4,400 |
| $500,000 – $750,000 | 3.4% | $250,000 | $8,500 |
| $750,000 – $1,000,000 | 4.3% | $140,000 | $6,048 |
| Total | $890,000 | $19,144 |
Australian Capital Territory duty brackets
| Price band | Standard rate | First home buyer rate |
|---|---|---|
| $0 – $260,000 | 0.00% | 0% (exempt) |
| $260,000 – $300,000 | 0.49% | 0% (exempt) |
| $300,000 – $500,000 | 2.20% | 0% (exempt) |
| $500,000 – $750,000 | 3.40% | 0% (exempt) |
| $750,000 – $1,000,000 | 4.32% | 0% (exempt) |
| $1,000,000 – $1,455,000 | 5.90% | 0% (exempt) |
| $1,455,000 – above | 4.54% | 0% (exempt) |
Surcharges in Australian Capital Territory
- No general investor surcharge in Australian Capital Territory — investment property is taxed at the same rate as owner-occupier.
- No foreign buyer surcharge in Australian Capital Territory.
Compare with other Australian states
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Frequently Asked Questions
Who pays stamp duty in Australian Capital Territory?▾
The buyer pays stamp duty in Australian Capital Territory — it's a one-off transfer tax. Payment is due within 30 days of settlement (some states allow 60-90 days). Your conveyancer handles it from your settlement funds. ACT is phasing out stamp duty in favor of higher land tax. First home buyers can get a FULL exemption under the Home Buyer Concession Scheme if income meets the threshold.
Are first home buyers exempt from stamp duty in Australian Capital Territory?▾
Australian Capital Territory offers first home buyers full or partial exemption up to the FTB threshold. The exact eligibility requires you to be an Australian citizen or permanent resident, never have owned residential property in Australia, and intend to occupy the home for 6-12 months as your principal place of residence.
What if I'm a foreign buyer purchasing in Australian Capital Territory?▾
Australian Capital Territory doesn't currently have a general foreign buyer surcharge. However, FIRB (Foreign Investment Review Board) approval and fees still apply for foreign purchasers.
When is stamp duty due in Australian Capital Territory?▾
Generally within 30 days of settlement (the date the property changes hands). Late payment incurs interest. Your conveyancer/solicitor will calculate and pay the duty to the state Revenue Office from your settlement funds. You can't roll stamp duty into your mortgage — it must be paid in cash.
Can I include stamp duty in my mortgage?▾
No — stamp duty must be paid in cash and can't be borrowed via your mortgage. Your lender will factor stamp duty into your cash requirement at settlement when assessing the loan. On an $800,000 property in Australian Capital Territory, you'd typically need your deposit (e.g. $160k) PLUS stamp duty PLUS conveyancing/inspections (~$2-3k) all in cash.
What if I buy off the plan in Australian Capital Territory?▾
Several states offer off-the-plan duty concessions — most notably Victoria, where you can pay duty based on the land value at contract date (not the completed property value), saving thousands. NSW and ACT have less generous off-the-plan rules. Check the specific concession with your state Revenue Office before signing — eligibility depends on contract date and completion timeline.